Hello everyone, welcome to this article! If you are in Nepal and want to create a PayPal account, you’ve come to the right place. This step-by-step guide will provide you with all the necessary information you need to create a PayPal account in Nepal in 2024. First, it’s important to understand that PayPal is not officially available in Nepal, but there are ways you can use it. In this article, I will explain how to create a PayPal account based on my own experience and how to use it efficiently from Nepal.
So, let’s get started without wasting any time, and I will guide you through everything step-by-step. I have personally used these steps when I created my PayPal account, and I know what you need to keep in mind. If you’re confused or using PayPal for the first time, don’t worry; I will clarify everything for you. Using PayPal is easy; we just need a little workaround when we are in Nepal.
Why PayPal is Important for Nepalese Users
Firstly, it’s essential to understand that PayPal is a reliable and trusted payment gateway worldwide. It’s quite popular for online shopping, international freelance work, and other digital transactions. However, due to the lack of direct support for PayPal in Nepal, people can get confused about how to use it. If you are a freelancer or work with international clients, you will need PayPal. I felt this need myself when I started freelancing, and PayPal became the best option for managing international payments.
How to Create a PayPal Account in Nepal: Step-by-Step Guide
If you want to create a PayPal account in Nepal, you don’t need a VPN, but there is a small trick you need to use. Since there is no direct support for Nepal, you will need to create an account using the PayPal Philippines (paypal.com/ph) link, and also keep in mind that you need to create a business account; personal account option is not available.
I will show you the step-by-step process on how you can successfully create your PayPal business account without a VPN, how to set it up, and how to link your PayPal account through services like Payoneer or Wise, and teach you how to setup a reliable PayPal account. I myself have followed these steps, so you will understand each step in a simple and easy way.
Step 1: Visit the PayPal Philippines Website
First, you need to go to the official PayPal Philippines website since direct support for Nepal is not available. Visit this link: ( Link in End of the article) This link will take you to the Philippines version of PayPal, which is accessible in Nepal.
Step 2: Choose the “Business Account” Option
Once you reach the PayPal Philippines site, you’ll see two options: Personal Account and Business Account. In Nepal, you need to create a Business Account, as the Personal Account option is not available. So, click on “Sign Up” and select the Business Account option.
Step 3: Enter Your Email Address
To create a Business Account, you’ll need a valid email address. Enter your primary email address that you will use for your PayPal account in the future. This email address will be linked to your PayPal account, so use the one you check regularly.
Step 4: Set Up Your Business Information
In this step, you’ll need to provide details about your business. If you don’t have a business, it’s fine; you can write “Freelancer” or your personal business name.
- Business Name: Here, you can enter your name or your business name.
- Business Type: Select the type of business. You can choose “Individual” or “Sole Proprietorship.”
- Business Address: Enter your home address or the location from where you operate. This address will be useful for future bank linking.
- Phone Number: Enter a valid phone number from Nepal.
Step 5: Provide Personal Information
Now, you need to enter your personal details, such as:
- Full Name: Enter your full name as it appears on official documents.
- Date of Birth: Enter your date of birth accurately.
- Nationality: Select your nationality (Nepali).
- ID Proof: You can submit your passport, driving license, or national ID as proof.
Step 6: Link Your Bank Account or Credit/Debit Card
Now, you need to link your PayPal account to a valid card or bank account. For users in Nepal, using an international card like Payoneer or Wise (formerly TransferWise) is a good option. I linked my PayPal account through Payoneer, which was quite easy and hassle-free.
Payment Methods | Best for | Availability |
---|---|---|
Payoneer | Freelancers | Worldwide |
Wise (Transferwise) | International Payments | Worldwide |
Skrill | Small Transactions | Select Countries |
PayPal will deduct a small amount for verification, which will be refunded later.
(Note: You don’t need to add a card or bank to your PayPal account to make small transactions.)
Step 7: Verify Your Email Address
Once you complete the account creation process, you will receive a verification link in your email. Check your inbox for the email from PayPal and click the “Verify Email” button.
This step is crucial because without email verification, you won’t have full access to your PayPal account.
Step 8: Customize Your Business Settings
After verifying your account, you’ll need to customize your business settings. Here, you can provide details about your products or services. If you want to receive payments from international clients, customize the currency options as well.
- Business Tools: You can use these options to create invoices, send automatic payment requests, and utilize tracking tools.
- Multi-currency Support: PayPal allows you to receive payments in various currencies. You can select USD, EUR, GBP, or other currencies to help your global business run smoothly.
Step 9: Start Using Your PayPal Account
Now that your PayPal account is ready, you can start sending or receiving payments using your PayPal ID. If you’re a freelancer, you can provide your PayPal email ID to your international clients. If you shop online, you can use PayPal as a payment method.
Your account is fully functional and ready for business payments.
Important Tips for Using PayPal in Nepal
- Transaction Fees: PayPal charges fees for international payments, so you should understand these fees. Business account fees are slightly higher compared to personal accounts.
- Currency Conversion: When you’re in Nepal and receive payments in different currencies, PayPal deducts currency conversion fees. Be sure to check this conversion rate.
- Withdrawal Process: Withdrawing money from PayPal to your Nepali bank account can take some time. Generally, this process can take 3-5 working days.
Challenges of Using PayPal in Nepal
There are some challenges in using PayPal in Nepal that you need to keep in mind:
- Currency Conversion Fees: PayPal charges conversion fees for foreign currency transactions, so you must always be aware of how much is being deducted.
- Limited Support: Since PayPal is not officially available in Nepal, if you ever need support or customer service, it can be a bit challenging.
Challenges | Solution |
---|---|
Currency Conversion Fees | Use Payoneer or Wise |
Limited Customer Support | Keep a reliable VPN and backup payment methods |
Conclusion
So friends, you now understand how to create and use a PayPal account in Nepal. Whether you need to shop online or receive international payments, PayPal is a reliable and convenient option. Although there is no direct support for PayPal in Nepal, you have seen how to create a business account through the Philippines region and manage transactions using virtual cards like Payoneer or Wise.
If you’re making small transactions, you can use PayPal without adding a card or bank account. However, for larger transactions, you’ll need to link a virtual card or an international bank account. This process may seem a bit tricky, but once you follow the steps, everything will become easy.
PayPal offers secure and trusted payment options, allowing you to manage your online financial transactions efficiently in Nepal. My personal advice is that if you work with international clients or run an online business, adopting a global payment gateway like PayPal can be beneficial for you.
So, go ahead and set up your PayPal account, and enjoy your online payments and transactions without any hassle! If you still have any questions, feel free to check the FAQs section or ask me. Happy transacting!
I am confident that by following this guide, you will successfully create your PayPal account. PayPal provides a safe and reliable method for international transactions, and with some steps, you can make the best use of it from Nepal. If you want to read other article, click here
FAQs
Q: Is PayPal officially available in Nepal?
A: No, PayPal is not officially available in Nepal, but you can create an account using a VPN and virtual card services.
Q: Which cards are best for using PayPal?
A: Payoneer and Wise (Transferwise) cards are the best options for users in Nepal who want to use PayPal for international transactions.
Q: Does PayPal link with Nepali banks?
A: Officially, PayPal does not link with Nepali banks, so you will need to use services like Payoneer or Wise.
Q. Can I create a PayPal account in Nepal?
A: Yes, you can create a PayPal account in Nepal, but PayPal’s direct service is not officially available in the country. Therefore, you will need to use alternate methods, such as accessing PayPal.com/ph, and you must create a business account.
Q. Do I need to use a VPN for Nepal?
A: You do not need a VPN to create a PayPal account in Nepal. You can directly use PayPal.com/ph (Philippines region) to set up your account.
Q. Can I withdraw money directly from PayPal to my Nepali bank account?
A: No, you cannot withdraw money directly from PayPal to a Nepali bank account. However, you can transfer your funds to your local bank account using Payoneer or Wise.
Q. Is it necessary to add a card or bank account for small transactions?
A: Note: For small transactions, it is not mandatory to add a card or bank account. You can use PayPal without linking a card or bank, but for larger transactions, you will need to link one.